Home Construction Mortgages Made Easy!

A construction mortgage is generally an all encompassing construction loan. If you want to build a custom home or vacation property, we can help you out.

Qualified borrowers can access Conventional and CMHC/Genworth insured mortgage financing up to 95% of final completion (market value). When you qualify, you can secure financing for acquisition, construction, and a term mortgage (known as exit financing) all at once. From the building process through the term, a construction mortgage rates carries top interest rates and interest-only payments. A construction mortgage is specifically intended to finance the construction of a custom home or vacation property.

• A builder who owns a lot and is looking to build it on spec
• A land owner who wants to build a property to sell OR keep for personal use
• A builder who builds for end users and requires construction financing
• An investor who utilizes a builder to build on land you own OR have purchased to sell or keep for personal use
• A property owner who would like to utilize existing real estate equity to acquire and build another property
• A builder, end user or investor who is looking for a bridge loan to advance construction to the next stage OR complete construction
• A builder, end user or investor who wants to purchase a property and requires financing to build it

If your bank is not providing the help you deserve with new home construction then let us help find you a construction mortgage that will suit your exact needs.